Owned by Innovators.
Built for Pioneers.
First Tech Federal Credit Union was founded in 1952 by engineers from Hewlett-Packard and Tektronix. We were created to solve the unique financial complexities of the people who build the future. Today, we remain a member-owned cooperative dedicated to technical professionals.
The Member-Owned Difference
Unlike traditional banks that serve external shareholders, First Tech Federal Credit Union is an institution owned by its members. Every person who opens a share account is a partial owner of the cooperative. This structural reality changes our objectives from profit extraction to value return.
When you utilize our services—from mortgage lending to the firsttechfed login for daily management—the earnings generated stay within the credit union. These funds are used to provide more competitive rates, lower fees, and better technical infrastructure for our entire community.
Unwavering Stability
Our history is one of steady growth and conservative financial management. First Tech maintains capital ratios that consistently exceed federal "well-capitalized" requirements. This ensures that even through volatile market cycles, our members' assets remain secure and accessible.
- Federally insured by the NCUA to at least $250,000 per member.
- Consistently high ratings for safety and soundness from regulatory agencies.
Born in the Lab
Founded by engineers who valued precision and logic. We still build our systems with that same engineering rigor.
STEM Impact
We reinvest in the next generation of innovators through STEM grants and technology-focused scholarships.
Democratic Governance
Professional stewardship is at the core of First Tech Federal Credit Union. Our Board of Directors consists of volunteers—fellow members who are leaders within the technology and telecommunications sectors. They donate their time and expertise to ensure our strategic direction remains focused on member needs, not stock price.
Unlike commercial banks, where the board is beholden to profit-seeking investors, our directors are held accountable by you. Every member has one vote in our annual elections, regardless of their account balance. This ensures that the firsttechfed credit union remains a true democracy.
A Note on Specialized Underwriting
Because we understand the career paths of tech professionals—including complex equity-based compensation and RSUs—our loan underwriting process is more nuanced than standard retail banks. We look at your total potential, not just a static credit score.
Whether you are accessing your account through first tech federal sign in or visiting us at 123 Main Street in New York, you are interacting with an organization designed by people just like you.
Join the Cooperative.
Experience the stability of a federal credit union built for the world's most innovative professionals.
123 Main Street, Suite 400
New York, NY 10004, USA
Phone: +1-212-556-6182
Email: info@firsttech.credit
Mon-Fri: 9:00-18:00
Access 24/7 via Online Banking
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