Built for the
Innovation Economy.
First Tech Federal Credit Union is not a traditional bank. We are a member-owned financial cooperative designed for professionals in the technology and innovation sectors. We understand the specific complexities of equity-heavy compensation, RSU-based lending, and the unique career trajectories of the modern tech workforce.
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+1-212-556-6182
Mon-Fri: 9:00-18:00 EST
Engineering Financial Stability.
RSU & Equity-Based Mortgages
Typical banks struggle to verify income for tech workers with high stock compensation. At First Tech Federal Credit Union, we factor in your restricted stock units and performance bonuses to ensure you receive a mortgage or personal loan that reflects your total earning potential.
Review Lending Terms →EV Financing
Low-rate financing for electric vehicles and private party purchases within enthusiast communities.
Member Exclusive Tier
Shared Branch Access
While we are a digital-first credit union, you have access to over 5,000 CO-OP Shared Branch locations nationwide for notary services and cash-heavy needs.
- Verified Institution Name: First Tech Federal Credit Union
- Physical presence across innovative hubs
Ownership is Efficiency.
As a federal credit union, we do not answer to outside shareholders. Every person who opens an account is a member-owner with equal voting rights. Our board is comprised of member-volunteers who work in the very same technology fields as you.
This cooperative structure ensures that profits are returned directly to you in the form of higher dividend rates on checking accounts and lower interest rates on loans. When you choose First Tech, you are participating in a specialized ecosystem designed to maintain the wealth stability of the innovation workforce.
Member Resource
Relocation Support
Moving between tech hubs? Our relocation loans cover moving costs and temporary housing gaps before your first payroll surge.
Direct Deposit Stability
Setting up your payroll shouldn't be complex. Use the institution name First Tech Federal Credit Union and our 9-digit routing identifier to ensure seamless ACH transfers. Our systems are optimized to handle the volume of Friday morning pay cycles, ensuring your funds are available exactly when you expect them.
Secure Your
Growth.
Whether you're managing stock options, buying your first home in a high-cost market, or just looking for a banking partner that understands your career, First Tech Federal Credit Union is ready to assist.
Headquarters
123 Main Street, Suite 400
New York, NY 10004, USA
Support Hours
Monday – Friday
09:00 – 18:00 EST
Legal Status
NCUA Insured. Equal Housing Opportunity. Membership eligibility required.